@import url('https://fonts.googleapis.com/css2?family=Archivo:wght@500;600;700;800&family=Public+Sans:wght@400;500;600;700&display=swap');
@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#102b3a;--ink:#102a39;--blue:#207fb1;--cream:#f5f3ec;--gold:#c29852;--line:#d8dedc;--muted:#5d6b70}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;background:#fff}a{color:inherit;text-decoration:none}button{font:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #269bd6;outline-offset:5px}.wrap{max-width:1320px;margin:auto;padding:0 48px}.top{background:var(--navy);color:white;font-size:12px;letter-spacing:.04em}.top .wrap{display:flex;justify-content:space-between;padding-top:10px;padding-bottom:10px}.status{display:inline-block;width:7px;height:7px;background:#aecaba;border-radius:50%;margin-right:9px}header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}.nav{height:92px;display:flex;align-items:center;gap:36px}.brand{width:230px;height:66px;overflow:hidden;display:block;flex-shrink:0;position:relative}.brand img{position:absolute;width:230px;height:auto;top:-45px}.nav nav{display:flex;gap:26px;margin-left:auto;font-size:13px;font-weight:600}.call{background:var(--navy);color:#fff;padding:15px 19px;font-size:14px;font-weight:700}.menu{display:none}.hero{background:var(--cream);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;min-height:600px;align-items:center;gap:35px;padding-top:60px;padding-bottom:52px}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;display:flex;align-items:center;gap:12px}.eyebrow:before{content:'';width:26px;height:2px;background:var(--gold)}h1,h2,h3{font-family:Manrope,Arial,sans-serif}h1{font-size:clamp(48px,5.1vw,74px);font-weight:600;line-height:1.06;letter-spacing:-.055em;margin:26px 0}h1 span{color:var(--blue)}.hero-copy>p{font-size:17px;line-height:1.8;color:var(--muted);max-width:455px}.buttons{display:flex;flex-wrap:wrap;gap:12px;margin:29px 0 24px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:22px;background:var(--blue);color:#fff;padding:17px 23px;font-size:13px;font-weight:700;border:1px solid transparent;transition:background .2s,transform .2s}.btn:hover{background:#165f86;transform:translateY(-2px)}.btn.secondary{border-color:#bdc6c5;background:transparent;color:var(--ink)}.btn.secondary:hover{background:#e7e9e2}.small-note{font-size:12px;color:var(--muted)}.hero-art{position:relative;min-width:0}.art-panel{background:#dce5e2;border-radius:120px 0 0 0;overflow:hidden;position:relative;aspect-ratio:1.04}.art-panel svg{width:100%;height:100%;display:block}.art-label{position:absolute;left:25px;top:26px;font-size:10px;letter-spacing:.18em;font-weight:700}.art-caption{position:absolute;bottom:16px;right:20px;font-size:9px;color:#42606a;letter-spacing:.1em}.project-note{position:absolute;bottom:30px;left:-24px;padding:20px 24px;background:#fff;box-shadow:0 12px 40px #12303a14;display:flex;gap:17px;align-items:center}.check{height:36px;width:36px;background:#edf3ef;color:#577767;display:grid;place-items:center;font-size:18px}.project-note strong{display:block;font-size:13px}.project-note span{font-size:11px;color:var(--muted)}.ribbon{border-bottom:1px solid var(--line)}.ribbon .wrap{display:grid;grid-template-columns:repeat(4,1fr);padding-top:25px;padding-bottom:25px}.ribbon-item{display:flex;align-items:center;justify-content:center;gap:12px;border-right:1px solid var(--line);font-size:13px;font-weight:600}.ribbon-item:last-child{border:0}.ribbon-item i{font-style:normal;font-size:20px;color:var(--gold)}section{padding:90px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:40px}h2{font-size:clamp(30px,3.2vw,44px);letter-spacing:-.045em;line-height:1.18;font-weight:600;margin:17px 0 0}.section-head p{max-width:350px;color:var(--muted);font-size:14px;line-height:1.8;margin:0}.services{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line)}.service{padding:28px 24px 25px;border-right:1px solid var(--line);display:flex;flex-direction:column;transition:background .2s}.service:last-child{border:0}.service:hover{background:#f5f6f3}.icon{width:42px;height:42px;display:grid;place-items:center;color:var(--blue);margin-bottom:22px}.icon svg{width:35px;height:35px;fill:none;stroke:currentColor;stroke-width:1.6}.service h3{font-size:19px;letter-spacing:-.03em;margin:0 0 13px}.service p{font-size:13px;color:var(--muted);line-height:1.8;margin:0 0 24px}.textlink{font-size:12px;font-weight:700;display:flex;justify-content:space-between;gap:14px;margin-top:auto}.contents{display:grid;grid-template-columns:1fr 1fr;margin-top:20px;background:var(--cream)}.contents>div{padding:27px 30px}.contents>div+div{border-left:1px solid #deded5}.contents h3{font-size:18px;margin:0 0 10px}.contents p{font-size:13px;line-height:1.7;color:var(--muted);margin:0 0 17px}.process{background:var(--navy);color:#fff}.process .eyebrow{color:#c8d6d9}.process .section-head p{color:#b9c9cc}.steps{display:grid;grid-template-columns:repeat(4,1fr);margin-top:55px}.step{border-top:1px solid #ffffff30;padding:23px 28px 0 0}.step b{color:#c5a473;font-size:12px;font-weight:500}.step h3{font-size:18px;font-weight:500;margin:27px 0 13px}.step p{font-size:13px;line-height:1.8;color:#b9c9cc;max-width:230px}.process-bottom{border-top:1px solid #ffffff25;margin-top:34px;padding-top:22px;font-size:12px;color:#c3d0d2}.story{display:grid;grid-template-columns:1fr 1fr;gap:85px}.statement{background:var(--cream);padding:44px;position:relative}.statement .big{font-family:Manrope,Arial,sans-serif;font-size:38px;font-weight:500;line-height:1.25;letter-spacing:-.04em;margin:23px 0}.statement p{color:var(--muted);font-size:14px;line-height:1.8}.statement .rule{width:60px;height:3px;background:var(--gold);margin:30px 0}.benefit{padding:23px 0;border-bottom:1px solid var(--line)}.benefit:first-child{padding-top:0}.benefit h3{font-size:17px;margin:0 0 10px;font-weight:600}.benefit p{font-size:14px;line-height:1.75;color:var(--muted);margin:0}.insurance{padding:0 0 90px}.insurance-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;border-top:1px solid var(--line);padding-top:60px}.insurance p{font-size:14px;color:var(--muted);line-height:1.8}.insurance details{border-bottom:1px solid var(--line);padding:19px 0}.insurance summary{font-weight:600;font-size:14px;cursor:pointer;line-height:1.5}.insurance details p{font-size:13px}.contact{background:var(--cream)}.contact-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:70px;align-items:center}.contact p{font-size:15px;color:var(--muted);line-height:1.8;max-width:460px}.contact-box{background:#fff;padding:35px}.contact-box .phone{display:block;font-family:Manrope,sans-serif;font-size:33px;letter-spacing:-.04em;font-weight:600;margin:18px 0}.contact-box .email{font-size:14px;border-bottom:1px solid var(--line);padding-bottom:24px;display:block}.contact-box .btn{width:100%;margin-top:24px}.contact-box small{display:block;color:var(--muted);font-size:11px;line-height:1.7;margin-top:14px}footer{background:#fff;padding:30px 0}.footer-grid{display:flex;justify-content:space-between;gap:24px;font-size:11px;color:var(--muted);align-items:center}.footer-grid strong{font-size:12px;color:var(--navy);letter-spacing:.07em}.preview-badge{position:fixed;bottom:14px;left:14px;background:#fff;border:1px solid #d6dedd;border-radius:6px;box-shadow:0 3px 20px #0001;padding:8px 12px;font-size:10px;z-index:30;color:#5d6b70}.mobile-call{display:none}@media(min-width:1500px){.hero-grid{min-height:680px}}@media(max-width:1050px){.wrap{padding-left:28px;padding-right:28px}.nav{gap:20px}.nav nav{gap:16px}.brand{width:190px}.brand img{width:190px;top:-35px}.hero-grid{gap:30px;min-height:550px}h1{font-size:56px}.project-note{left:-10px}.services{grid-template-columns:repeat(2,1fr)}.service:nth-child(2){border-right:0}.service:nth-child(-n+2){border-bottom:1px solid var(--line)}.story{gap:40px}.insurance-grid{gap:40px}}@media(max-width:760px){.top .wrap{font-size:10px}.top .wrap>span:last-child{display:none}.nav{height:76px}.nav nav{display:none;position:absolute;top:76px;left:0;right:0;background:white;padding:25px;box-shadow:0 10px 20px #0001}.nav nav.open{display:flex;flex-direction:column}.nav .call{margin-left:auto;font-size:0;padding:12px}.nav .call:after{content:'Call now';font-size:12px}.menu{display:block;background:none;border:1px solid var(--line);padding:10px;cursor:pointer}.brand{width:155px;height:55px}.brand img{width:155px;top:-26px}.wrap{padding-left:22px;padding-right:22px}.hero-grid{grid-template-columns:1fr;padding-top:40px;padding-bottom:40px;gap:25px}h1{font-size:53px;max-width:450px}.hero-copy>p{font-size:15px}.hero-art{margin:0 8px 0 10px}.art-panel{aspect-ratio:1.3}.project-note{padding:15px 18px;bottom:25px}.ribbon .wrap{grid-template-columns:1fr 1fr;gap:22px 0}.ribbon-item{font-size:11px}.ribbon-item:nth-child(2){border:0}section{padding:60px 0}.section-head{display:block;margin-bottom:28px}.section-head p{margin-top:20px;max-width:none}h2{font-size:35px}.service{padding:24px 18px}.service h3{font-size:17px}.contents,.story,.insurance-grid,.contact-grid{grid-template-columns:1fr;gap:25px}.contents{gap:0}.contents>div+div{border-left:0;border-top:1px solid #deded5}.steps{grid-template-columns:1fr 1fr;gap:25px 15px;margin-top:35px}.step{padding-right:0}.step h3{margin-top:17px}.statement{padding:30px}.statement .big{font-size:34px}.insurance{padding-bottom:60px}.insurance-grid{padding-top:40px}.contact-box{padding:26px}.contact-box .phone{font-size:31px}.footer-grid{flex-direction:column;align-items:start;gap:12px}footer{padding-bottom:90px}.preview-badge{bottom:65px}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;background:var(--blue);color:white;text-align:center;padding:18px;font-size:14px;font-weight:700;z-index:20}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.art-panel{border-radius:5px}.art-panel .hero-photo{width:100%;height:100%;object-fit:cover;display:block}.art-label{color:white;background:#102b3ac9;padding:10px 12px;left:20px;top:20px}.art-caption{color:#fff;background:#102b3acc;padding:5px 8px;bottom:10px;right:10px;font-size:8px}.project-note{bottom:45px}
.service-hero{padding:42px 0 64px;background:var(--cream)}.breadcrumb{font-size:12px;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap;margin-bottom:35px}.breadcrumb a:hover{text-decoration:underline}.service-layout{display:grid;grid-template-columns:1fr 1.12fr;gap:55px;align-items:center}.service-layout h1{font-size:clamp(36px,3.8vw,55px);line-height:1.13;margin:20px 0;letter-spacing:-.045em}.service-layout p{font-size:16px;line-height:1.8;color:var(--muted)}.service-image{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:4px;display:block}.service-details{padding:62px 0}.service-details h2{font-size:32px}.detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;margin-top:35px}.detail-item{border-top:2px solid var(--gold);padding-top:20px}.detail-item h3{font-size:18px}.detail-item p{font-size:14px;line-height:1.8;color:var(--muted)}.service-note{margin:28px 0 0;padding:18px 22px;background:var(--cream);font-size:13px;line-height:1.8;color:var(--muted)}.related-services{padding:45px 0 60px}.related-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.related-links a{border:1px solid var(--line);padding:14px 18px;font-size:13px;font-weight:600}.related-links a:hover{background:var(--cream)}.service-title-link:hover{text-decoration:underline;text-underline-offset:4px}.more-services{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:20px}.more-services article{background:var(--cream);padding:25px}.more-services h3{font-size:17px;margin:0 0 12px}.more-services p{font-size:13px;line-height:1.75;color:var(--muted);margin:0 0 18px}.more-services .textlink{align-items:center}.service-hero .buttons{margin-bottom:15px}@media(max-width:900px){.service-layout{grid-template-columns:1fr;gap:30px}.service-layout h1{max-width:650px}.service-layout p{max-width:650px}.service-image{max-height:460px}.more-services{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.service-hero{padding:25px 0 40px}.breadcrumb{margin-bottom:26px}.service-layout h1{font-size:39px}.detail-grid,.more-services{grid-template-columns:1fr}.detail-grid{gap:12px}.service-details{padding:40px 0}.service-layout .buttons .btn{padding:15px 17px}.service-layout .buttons{gap:10px}.related-services{padding:35px 0 45px}.service-image{aspect-ratio:3/2}.more-services article{padding:22px}.service-layout .eyebrow{font-size:10px}}

/* Inquiry and employment forms */
.preloss-form{background:#fff;border:1px solid var(--line);padding:32px;min-width:0}.preloss-form h3{font-size:26px;letter-spacing:-.035em;margin:16px 0 10px}.form-intro{font-size:13px!important;line-height:1.7!important;color:var(--muted);margin:0 0 22px}.form-intro a,.employment-intro a{text-decoration:underline;text-underline-offset:3px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 16px}.form-grid label{display:flex;flex-direction:column;gap:8px;font-size:12px;font-weight:600;position:relative}.form-grid label>span{display:contents;color:var(--blue)}.form-grid .full{grid-column:1/-1}.form-grid input,.form-grid select,.form-grid textarea{width:100%;min-width:0;border:1px solid #bfc9c9;border-radius:3px;padding:12px;background:#fff;color:var(--ink);font:400 14px 'DM Sans',Arial,sans-serif;line-height:1.5}.form-grid textarea{resize:vertical}.form-grid input:focus,.form-grid textarea:focus,.form-grid select:focus{outline:2px solid var(--blue);outline-offset:1px}.form-grid input[type=file]{font-size:12px;padding:10px}.form-grid small{font-weight:400;color:var(--muted);font-size:11px}.preloss-form .form-privacy{font-size:11px;line-height:1.7;color:var(--muted);margin:20px 0;max-width:none}.preloss-form .btn{width:100%;cursor:pointer}.preloss-form .btn:disabled{cursor:wait;opacity:.65}.preloss-form .form-status{font-size:13px;line-height:1.7;margin:16px 0 0;max-width:none}.form-status:empty{display:none}.form-status[data-state=error]{color:#922f25;background:#fff2ef;padding:14px}.form-status[data-state=success]{color:#285944;background:#edf7ef;padding:14px}.form-trap{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.form-consent{display:flex;gap:10px;align-items:start;font-size:12px;line-height:1.7;margin-top:22px}.form-consent input{margin-top:5px;accent-color:var(--blue)}.employment-section{background:#fafaf7}.employment-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px;align-items:start}.employment-intro>p{color:var(--muted);line-height:1.8;font-size:14px;margin:24px 0}.application-note{border-top:2px solid var(--gold);padding-top:22px;margin:30px 0}.application-note p{font-size:14px;color:var(--muted);line-height:1.8}.nav nav a[aria-current=page]{color:var(--blue)}.contact-grid{grid-template-columns:.85fr 1.15fr;align-items:start}.nav nav{gap:18px}.nav{gap:24px}@media(max-width:1120px) and (min-width:761px){.nav nav{gap:12px;font-size:12px}.nav{gap:15px}.nav .call{font-size:12px;padding:13px}.brand{width:180px}.brand img{width:180px;top:-33px}}@media(max-width:900px){.contact-grid,.employment-grid{grid-template-columns:1fr;gap:30px}.employment-intro{max-width:650px}}@media(max-width:600px){.preloss-form{padding:24px 19px}.form-grid{grid-template-columns:1fr}.preloss-form h3{font-size:25px}.form-grid input,.form-grid select,.form-grid textarea{font-size:16px}.form-consent{font-size:12px}}

/* Calm, readable launch layout */
:root{--muted:#42545c}
section{padding:64px 0}.nav nav{white-space:nowrap;font-size:14px;gap:22px}.nav .call{white-space:nowrap;flex-shrink:0}.nav{gap:24px}
.hero-grid{min-height:540px;padding-top:42px;padding-bottom:42px}.hero-copy>p{font-size:18px;line-height:1.7}.hero .buttons{flex-wrap:nowrap}.hero .btn{padding:16px 20px;white-space:nowrap;font-size:15px}
.section-head p,.service p,.step p,.insurance p,.insurance details p,.detail-item p,.employment-intro>p,.application-note p{font-size:16px;line-height:1.7}.section-head{margin-bottom:30px}.service h3{font-size:21px}.service{padding:26px 22px}.group-number{color:#6e542d;font-size:14px;letter-spacing:.12em;margin-bottom:22px}.group-links{display:grid;gap:14px;margin-top:auto}.group-links a{font-size:15px;font-weight:600;display:flex;justify-content:space-between;gap:12px}.group-links a:hover,footer a:hover{text-decoration:underline;text-underline-offset:4px}
.process .section-head p,.step p{color:#d7e1e4}.steps{margin-top:34px}.step p{max-width:none}.step h3{font-size:20px}.experience-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.experience p{font-size:16px;line-height:1.7;color:var(--muted)}.experience .experience-lead{font-size:23px;line-height:1.5;color:var(--ink);margin-top:0}.insurance{padding:0 0 64px}.insurance-grid{padding-top:44px}.insurance summary{font-size:16px}.small-note,.breadcrumb{font-size:14px}.contact-box small{font-size:13px}.contact-box .email{font-size:16px;overflow-wrap:anywhere}.contact p,.service-layout p{font-size:17px}.textlink{font-size:14px}
footer{padding:44px 0 24px}.footer-columns{display:grid;grid-template-columns:1.3fr 1fr 1.2fr .7fr;gap:30px}.footer-brand{font-size:20px}.footer-columns h3{font-size:15px;margin:0 0 18px}.footer-columns p{font-size:15px;color:var(--muted);line-height:1.7}.footer-columns a{display:block;font-size:14px;color:var(--muted);margin:0 0 12px;overflow-wrap:anywhere}.footer-bottom{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-top:32px;padding-top:24px;border-top:1px solid var(--line)}
@media(max-width:1050px){.nav{gap:16px}.nav nav{gap:14px}.nav .call{padding:13px;font-size:13px}.footer-columns{grid-template-columns:1fr 1fr}.hero .btn{padding:15px 16px}}
@media(max-width:850px){.nav .brand{width:155px}.nav .brand img{width:155px;top:-26px}.nav nav{gap:12px;font-size:13px}}
@media(max-width:760px){.nav .call{display:none}.menu{margin-left:auto}.hero-copy>p{font-size:17px}.experience-grid{grid-template-columns:1fr;gap:24px}.hero-art{margin:0}.services{grid-template-columns:1fr}.service{border-right:0;border-bottom:1px solid var(--line)}.service:last-child{border-bottom:0}.steps{grid-template-columns:1fr;gap:18px}.step{padding-top:18px}.step h3{margin:12px 0}.step p{margin:0 0 8px}.experience .experience-lead{font-size:21px}.footer-columns{gap:28px 18px}.footer-bottom{display:block;line-height:1.8}.footer-bottom>a{display:block;margin-top:12px}footer{padding-bottom:90px}.contact-box .phone{font-size:clamp(24px,7vw,31px)}section{padding:48px 0}.insurance{padding-bottom:48px}.hero .buttons{gap:10px}.hero .btn{gap:12px}.nav nav.open{font-size:16px;gap:22px}}
@media(max-width:420px){.footer-columns{grid-template-columns:1fr}.hero .btn{padding:15px;font-size:14px}}

@media(max-width:760px){.top .wrap>span:only-child{display:block}}

/* ===== 2026 redesign: bolder brand look ===== */
:root{--navy:#0F2A38;--ink:#1E3039;--accent:#C4551B;--accent-dark:#A3461A;--blue:#C4551B;--cream:#F4F1EC;--gold:#C4551B;--line:#E3E7E9;--muted:#4A5B63;--soft:#C9D6DC}
body{font-family:'Public Sans',Arial,sans-serif;color:var(--ink);font-size:17px}
h1,h2,h3,.footer-brand,.contact-box .phone{font-family:Archivo,Arial,sans-serif}
h1{font-weight:800;letter-spacing:-.03em}h2{font-weight:800;letter-spacing:-.02em;color:var(--navy);line-height:1.1}h3{font-weight:700}
.form-grid input,.form-grid select,.form-grid textarea{font-family:'Public Sans',Arial,sans-serif}
.eyebrow{color:var(--accent);font-family:Archivo,Arial,sans-serif;font-size:13px;letter-spacing:.16em}.eyebrow:before{background:var(--accent)}
.btn{background:var(--accent);border-radius:10px;font-family:Archivo,Arial,sans-serif;font-size:16px;font-weight:700;padding:17px 26px;gap:12px}
.btn:hover{background:var(--accent-dark)}
.btn.secondary{border:2px solid #C6CED2;color:var(--navy);background:transparent}.btn.secondary:hover{background:#EEF1F2}
.top{background:#0A1E28}
.nav nav{font-size:15px;font-weight:600}.nav nav a:hover{color:var(--accent)}
.nav .call{background:var(--accent);border-radius:8px;font-family:Archivo,Arial,sans-serif;font-size:15px;padding:14px 20px}.nav .call:hover{background:var(--accent-dark)}
.mobile-call{background:var(--accent)}
footer{background:#0A1E28;color:#9FB4BE}footer .footer-brand,footer h3{color:#fff}.footer-columns p,.footer-columns a,.footer-bottom{color:#9FB4BE}.footer-bottom{border-top-color:#1E3542}footer a:hover{color:#fff}

/* service pages: dark hero to match homepage */
.service-hero{background:var(--navy);color:#fff}.service-hero h1{color:#fff}.service-layout p{color:var(--soft)}
.service-hero .breadcrumb,.service-hero .breadcrumb a{color:#9FB4BE}.service-hero .eyebrow{color:#F0A27A}.service-hero .eyebrow:before{background:#F0A27A}
.service-hero .btn.secondary{color:#fff;border-color:rgba(255,255,255,.45)}.service-hero .btn.secondary:hover{background:rgba(255,255,255,.08)}
.service-hero .small-note{color:#9FB4BE}
.service-image{border-radius:16px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.detail-item{border-top:3px solid var(--navy)}
.contact{background:var(--cream)}.contact-box{border-radius:16px}
.related-links a{border-radius:10px}

/* homepage */
.hx-hero{background:var(--navy);color:#fff;padding:84px 0 96px}
.hx-hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.hx-pill{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);padding:8px 14px;border-radius:999px;font-size:14px;font-weight:600}
.hx-pill i{width:8px;height:8px;border-radius:50%;background:#4ADE80}
.hx-hero h1{font-size:clamp(48px,6vw,78px);line-height:1.02;margin:24px 0 20px;color:#fff}
.hx-hero-copy>p{font-size:20px;line-height:1.55;color:var(--soft);max-width:520px;margin:0}
.hx-hero .buttons{margin:34px 0 0}
.hx-hero .btn{font-size:18px;padding:18px 28px}
.hx-hero .btn.secondary{color:#fff;border-color:rgba(255,255,255,.45)}.hx-hero .btn.secondary:hover{background:rgba(255,255,255,.08)}
.hx-checks{list-style:none;padding:0;margin:36px 0 0;display:flex;flex-wrap:wrap;gap:12px 28px;font-size:15px;color:var(--soft)}
.hx-checks li{display:flex;align-items:center;gap:8px}.hx-checks li:before{content:'';width:14px;height:8px;border-left:2.5px solid #4ADE80;border-bottom:2.5px solid #4ADE80;transform:rotate(-45deg) translateY(-2px)}
.hx-hero-media{position:relative;min-width:0}
.hx-hero-media img{display:block;width:100%;height:480px;object-fit:cover;border-radius:16px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.hx-badge{position:absolute;left:-20px;bottom:-28px;background:#fff;color:var(--navy);border-radius:12px;padding:16px 22px;box-shadow:0 18px 40px rgba(0,0,0,.25);display:flex;align-items:center;gap:14px}
.hx-badge b{font-family:Archivo,sans-serif;font-weight:800;font-size:40px;line-height:1;color:var(--accent)}
.hx-badge span{font-size:14px;line-height:1.35;color:var(--muted)}.hx-badge strong{display:block;font-size:16px;color:var(--navy)}
.hx-proof{background:var(--cream);border-bottom:1px solid #E6E1D8}
.hx-proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding-top:36px;padding-bottom:36px}
.hx-proof b{display:block;font-family:Archivo,sans-serif;font-weight:800;font-size:32px;color:var(--navy);line-height:1.15}
.hx-proof span{font-size:15px;color:var(--muted)}
.hx-section{padding:100px 0}
.hx-head{max-width:660px;margin-bottom:48px}.hx-head h2{font-size:clamp(34px,4vw,46px);margin:12px 0 16px}.hx-head p{font-size:19px;color:var(--muted);margin:0;line-height:1.6}
.hx-center{text-align:center;margin-left:auto;margin-right:auto}.hx-center .eyebrow{justify-content:center}
.hx-split{max-width:none;display:flex;justify-content:space-between;align-items:flex-end;gap:32px}.hx-split>div{max-width:640px}.hx-split>p{max-width:420px}
.hx-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.hx-card{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;display:flex;flex-direction:column;box-shadow:0 2px 6px rgba(15,42,56,.05);transition:transform .2s,box-shadow .2s}
.hx-card:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(15,42,56,.12)}
.hx-card img{display:block;width:100%;height:190px;object-fit:cover}
.hx-card-body{padding:0 26px 28px;display:flex;flex-direction:column;gap:12px;flex-grow:1}
.hx-icon{margin-top:-30px;width:56px;height:56px;border-radius:14px;border:4px solid #fff;display:grid;place-items:center}
.hx-icon svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.hx-blue{background:#E5F0F9;color:#1F6FB2}.hx-orange{background:#FCEBE3;color:#C4551B}.hx-tan{background:#F5EDE2;color:#8F6331}.hx-gray{background:#ECEFF1;color:#4A5B63}
.hx-card h3{font-size:23px;color:var(--navy);margin:6px 0 0}.hx-card p{font-size:16px;line-height:1.6;color:var(--muted);margin:0}
.hx-links{display:grid;gap:10px;margin-top:auto;padding-top:10px}.hx-links a{font-weight:700;font-size:15px;color:var(--navy);display:flex;justify-content:space-between}.hx-links a:hover{color:var(--accent)}
.hx-steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.hx-steps li{border-top:4px solid var(--navy);padding-top:24px}.hx-steps li.hx-last{border-top-color:var(--accent)}
.hx-steps b{font-family:Archivo,sans-serif;font-weight:800;font-size:44px;color:#D5DCE0;line-height:1}.hx-steps li.hx-last b{color:#F2C9B3}
.hx-steps h3{font-size:22px;color:var(--navy);margin:12px 0 8px}.hx-steps p{font-size:16px;color:var(--muted);margin:0;line-height:1.6}
.hx-why{background:var(--cream)}
.hx-spec{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.hx-spec>div{background:#fff;border-radius:16px;padding:32px}
.hx-spec small{font-family:Archivo,sans-serif;font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.hx-spec h3{font-size:24px;color:var(--navy);margin:10px 0}.hx-spec p{font-size:16px;color:var(--muted);line-height:1.6;margin:0}
.hx-faq .insurance-grid{border-top:0;padding-top:0}.hx-faq p{font-size:16px;color:var(--muted);line-height:1.7}.hx-faq details{border-bottom:1px solid var(--line);padding:19px 0}.hx-faq summary{font-weight:600;font-size:17px;cursor:pointer;line-height:1.5}
.hx-contact{background:var(--navy);color:#fff;padding:100px 0}
.hx-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.hx-contact h2{color:#fff;font-size:clamp(36px,4.4vw,52px);margin:0 0 18px}.hx-contact-grid>div>p{font-size:20px;color:var(--soft);margin:0 0 30px}
.hx-contact .btn.hx-big{font-size:26px;font-weight:800;padding:20px 34px}
.hx-contact .hx-area{font-size:15px!important;color:#9FB4BE!important;margin-top:26px!important}
.hx-contact .contact-box{color:var(--ink);padding:36px}.hx-contact .contact-box h3{font-size:24px;color:var(--navy);margin:0 0 10px}.hx-contact .contact-box p{font-size:16px;color:var(--muted);margin:0 0 18px;line-height:1.6}
/* homepage: stronger contrast between the lower sections (no plain white bands) */
:root{--mist:#E4ECF0;--edge:#CBD6DC}
#services.hx-section,.hx-faq{background:var(--mist)}
.hx-card{border-color:var(--edge);box-shadow:0 8px 22px rgba(15,42,56,.10)}
.hx-process{background:var(--navy);color:#fff}
.hx-process .hx-head h2{color:#fff}.hx-process .hx-head p{color:var(--soft)}
.hx-process .eyebrow{color:#F0A27A}.hx-process .eyebrow:before{background:#F0A27A}
.hx-process .hx-steps{gap:24px}
.hx-process .hx-steps li{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-top:4px solid #6F93A6;border-radius:14px;padding:26px 24px 28px}
.hx-process .hx-steps li.hx-last{border-top-color:var(--accent)}
.hx-process .hx-steps b{color:#8FB0C0}.hx-process .hx-steps li.hx-last b{color:#F0A27A}
.hx-process .hx-steps h3{color:#fff}.hx-process .hx-steps p{color:var(--soft)}
.hx-why{background:#EFE9DE}
.hx-spec>div{border:1px solid #DDD3C2;border-top:4px solid var(--navy);box-shadow:0 8px 22px rgba(15,42,56,.08)}
.hx-faq details{background:#fff;border:1px solid var(--edge);border-radius:12px;padding:18px 22px;margin-bottom:12px;box-shadow:0 2px 8px rgba(15,42,56,.05)}
.hx-faq details[open]{border-left:4px solid var(--accent)}
.hx-faq details p{margin-bottom:4px}
/* service + employment pages: same contrast treatment */
.service-details,.related-services,.employment-section{background:var(--mist)}
.detail-grid{gap:24px}
.detail-item{background:#fff;border:1px solid var(--edge);border-top:4px solid var(--navy);border-radius:14px;padding:24px 24px 26px;box-shadow:0 8px 22px rgba(15,42,56,.08)}
.contact{background:#EFE9DE}.contact-box{border:1px solid #DDD3C2;box-shadow:0 8px 22px rgba(15,42,56,.08)}
.hx-contact .contact-box{border:0}
.detail-item{scroll-margin-top:120px}
.related-links a{background:#fff;border-color:var(--edge)}.related-links a:hover{background:#fff;border-color:var(--navy)}
@media(max-width:1050px){.hx-cards{grid-template-columns:repeat(2,1fr)}.hx-steps{grid-template-columns:repeat(2,1fr)}.hx-proof-grid{grid-template-columns:repeat(2,1fr)}.hx-hero-grid{gap:36px}}
@media(max-width:860px){.hx-hero-grid,.hx-contact-grid{grid-template-columns:1fr}.hx-spec{grid-template-columns:1fr}.hx-split{display:block}.hx-split>p{margin-top:16px}.hx-hero-media img{height:340px}.hx-badge{left:12px;bottom:-24px}}
@media(max-width:760px){.hx-hero{padding:48px 0 64px}.hx-hero .buttons{flex-direction:column;align-items:stretch}.hx-hero .btn{white-space:normal}.hx-section,.hx-contact{padding:64px 0}.hx-cards,.hx-steps{grid-template-columns:1fr}.hx-hero-copy>p{font-size:18px}.hx-proof b{font-size:26px}.hx-contact .btn.hx-big{font-size:22px;width:100%}}